Our Services


A monthly loan from I Got Loan is help you to manage your monthly unexpected expense.

Money on Demand

Super quick cash when you need it most! We understand your need.


All 100% online application. As per registered with data protection policy & FCA.

24/7 Online Application

As an online money lending broker, you can apply anytime anywhere.

Representative 277.5% APR

Representative Example: £700 @ 12 months at £111.27 per month, total repayment of £1335.24, Interest £635.24, Interest rate 140% p.a. Representative 277.5% APR (Variable). APR rates range from 45.3% APR. to 1575% Max APR. Your APR rate will be based on your circumstances.

12 Month Loans & 3 Month Payday Loans

When you’re faced with financial difficulties

12 Month Loans Online from I Got Loan?

At I Got Loan, we offer 12 month payday loans & 3 month payday loans UK built to help the peoples from financial emergencies. We provide money, if you approved, within 10 minutes after approval. We also offer 24×7 online service, 365 days a year. You can also apply and get money on weekends and bank holidays.

Our online application form process is simple and fast, allowing customers to lend amount up-to £1000 and repay their loan over 1, 2 or 3 monthly repayment periods.

12 Month Payday Loans

Monthly Loans

3 Month Payday Loans

Instalment Loans

We are a FCA authorised credit broker, Not a direct lender

Warning: Late repayment can cause you serious money problems. For help, go to Moneyadviceservice.org.uk

Check Out Our 12 Month Loans with Same Day Payout.

I Got Loan is a FCA regulated online lender Broker Company based in the UK, providing a real-time loans over 12 Month Loans. We offer these credits on very completive interest rates as well as variable repayment method. We do not demand any upfront fees; rather offer financial support on our non-jargon terms and conditions.Customers with bad credit(If approve) score can also can apply for a short term loan.

At I Got Loan with offer a major advantage to our potential customers where they can secure funds without any guarantor. We understand the problems that having a bad credit our credible offers also include 12 month loans for bad credit with no guarantor.

Benefits of 12 Month Payday No Credit Check. (Alternative Instalment Loan)

With I Got Loan, you can apply for 12 month payday loans. Looking for financial help from your bank may not offer you positive result, but here, you can always get enough funds. At the same time, you also get an chance to bring your credit rating back on track.

We are the best industry where you can lend money via 12month loans on variable terms of repayments. In fact, we organize pay back schedule after examining you’re financial situation of our possible customer so that they can easily repay the loan amount and restore their lost credit score.


12 Month Installment Loans with No Guarantor

I Got Loan is the one and only alternative for all financial problems. Our policy is to take out any financial lack into the life of our customers by providing affordable repayment loan deal, such as 12 month installment loans for Bad Credit. There is no require to include any guarantor, when applying for this loan choice. Finding an suitable person to become your guarantor demands time, which you do not want to manage during financial emergency. To support these persons in the best possible manner, we offer short term installment loans

Our installment Loans for 12 months includes:-

  • £500 Loan Over 12 Months
  • 1000 Pound Installment Loans
  • £2000 Loan Over 12 Months
  • £2500 Loan Over 12 Months

I Got Loan is one of the most trustworthy 6 month and 12 month loans credit check in the UK. Our offers are meant to fit your financial specifications. You just require to lodge your request on our website online and we will surely safe your life from any financial trouble.

Some Quick FAQ's.

12 Or 3 Month Payday loan & How to Apply

Find out what payday loan online alternatives you can get from Loans Info below.

Monthly loans 3 month Payday loans
loans direct lenders We are not a direct lender
instant loans Lenders never offer an instant loan
loans direct lenders only UK No
payday loans Lenders are offering loans for 1 to 12 months.
loans for bad credit Yes
loans no credit check direct lenders We offer Upto £1000 short term loans
loans no guarantor Loans can be funded within 3 hours of approval*
small loans We also provide small loans
loans no credit check direct lenders no guarantor Lenders never offer a no credit check loan