Before I apply for a Short Term Loan

Listed below are the most frequently asked questions we are asked for this section. If your question is not answered on this page either, email:

How Much Can I Borrow?

You can borrow from £100-£1000 depending on your credit score.

How It Works

Short Term Loans give you money and peace of mind, just when you need it! More financial freedom – ranging from a car emergency to a plumbing emergency just before pay day.

How Do I Get A Short Term Loan?

Apply via our brokers service or our Short Term Loan comparison table.

How long can I use a Short Term Loan for?

A Short Term Loan is a short term credit facility and is unsuitable for supporting borrowing over a long period and would be expensive as a means of longer term borrowing. Please borrow responsibly.

How long does the application take?

It only takes a few minutes to complete an online application.

Can I get a Short Term Loan?

If you are over 18, in permanent employment and earning more than £750 a month, you are likely to qualify. All you then need is a bank account for us to pay the loan in, with a debit card for you to repay!

Implications of non payment

Short Term Loan lenders attempt to collect the promised payment early on the date you chose. If the payment fails (is declined by your bank due to insufficient funds) then there will be a negative effect on your credit rating. The process and fee of late repayment can vary from lender to lender, please read the lenders terms closely to understand the full consequence of late payment.

Implications of late payment

When a Short Term Loan provider agrees to lend money, it does so in the confidence that you as a customer can pay back all debts due. Should there be a problem and you are unable to repay the loan, this is taken seriously by each lender. Their policies can vary, please read the lenders terms closely to understand the full consequence of non-payment.

Code of Practice/Policy on responsible lending

We work with a Panel of Short Term Loan Lenders which are committed to responsible lending. These lenders are a part of Consumer Finance Association, the Finance and Leasing Association, British Cheque & Credit Association and the Consumer Credit Trade Association. All of these lenders have their own policies on responsible lending demonstrating their own commitment to responsible lending.